Protocol workspace
Lending
How safe and utilised the money market is, including how much a supplier could actually withdraw right now.
Money market totals
“Available” is what is not currently borrowed. It is not what a supplier can withdraw — the per-asset circuit breaker caps that, often far below. The table at the bottom of this page shows both.
31-day history, per chain
The window is 31 days because that is exactly what the endpoint returns. History before it does not exist upstream, and FT Pulse does not manufacture it.
Deposited, borrowed and earnings — Ethereum
Deposited: latest $10.73M (2026-07-17 00:00 UTC). Over the last 30 days it moved up $2.70M, from $8.03M to $10.73M. Range low $8.03M on 2026-06-18, high $10.92M on 2026-07-15, across 31 observations. Borrowed: latest $499.5K (2026-07-17 00:00 UTC). Over the last 30 days it moved up $261.5K, from $238.0K to $499.5K. Range low $238.0K on 2026-06-18, high $499.5K on 2026-07-17, across 31 observations. Lender earnings: latest $15.2K (2026-07-17 00:00 UTC). Over the last 30 days it moved up $11.5K, from $3.7K to $15.2K. Range low $3.7K on 2026-06-18, high $15.2K on 2026-07-17, across 30 observations. The data is stale: the most recent observation is 2026-07-17 00:00 UTC, which is older than this metric's expected refresh window. Sources: Flying Tulip API · /mm/lend.
Source, methodology and coverage
Utilisation — Ethereum
The 50 / 80 / 90% lines are reference gridlines, not protocol policy. Flying Tulip publishes no utilisation threshold, and FT Pulse does not invent one.
Utilisation: latest 3.97% (2026-07-17 00:00 UTC). Over the last 30 days it moved up 1.35 percentage points, from 2.62% to 3.97%. Range low 2.37% on 2026-06-24, high 3.97% on 2026-07-17, across 30 observations. The data is stale: the most recent observation is 2026-07-17 00:00 UTC, which is older than this metric's expected refresh window. Sources: Flying Tulip API · /mm/lend.
Source, methodology and coverage
Supply and borrow APY — Ethereum
Supply APY: latest 1.15% (2026-07-17 00:00 UTC). Over the last 30 days it moved up 0.03 percentage points, from 1.12% to 1.15%. Range low 1.02% on 2026-07-06, high 2.45% on 2026-07-09, across 30 observations. Borrow APY: latest 2.40% (2026-07-17 00:00 UTC). Over the last 30 days it moved up 0.16 percentage points, from 2.24% to 2.40%. Range low 2.21% on 2026-06-24, high 2.40% on 2026-07-17, across 30 observations. The data is stale: the most recent observation is 2026-07-17 00:00 UTC, which is older than this metric's expected refresh window. Sources: Flying Tulip API · /mm/lend.
Source, methodology and coverage
Per-asset caps, headroom and withdrawal limits
Everything standing between a lender and their money, per asset: the caps, the utilisation, and the breaker limit that decides what actually leaves.
Read this before the tableThe tightest exit on the book right now is ftUSD on Sonic: the circuit breaker will release 5.0%of what the headline “available liquidity” figure suggests. Available is not withdrawable.Source: Flying Tulip API · /mm/lend.
Liquidity exit map
Further right means more of the asset is borrowed. Lower means the circuit breaker will release less of the liquidity shown as available. Bubble area represents supplied capital.
No risk quadrants or thresholds are added: Flying Tulip does not publish a policy limit for this combined view.
Source, methodology and coverage
Available vs withdrawable, per asset
Across the plotted assets, $11.16M is available and $2.82M is withdrawable now (25.2%).
Source, methodology and coverage
Asset metrics and controls
| Asset | Chain | Supplied (USD) | Borrowed (USD) | Available (USD) | Withdrawable now (USD) | Utilisation (%) | Supply cap (USD) | Borrow cap (USD) | Supply APY (%) | Borrow APY (%) | Permitted |
|---|---|---|---|---|---|---|---|---|---|---|---|
| WBTC | Ethereum | $3.78M | $0.00 | $3.78M | $1.89M50.0% of available | 0.00% | $6.28M$2.50M headroom | $1.26M$1.26M headroom | 0.01% | 1.00% | SuppliableBorrowableCollateral |
| USDC | Ethereum | $2.81M | $226.6K | $2.59M | $206.9K8.0% of available | 8.05% | $10.00M$7.19M headroom | $2.00M$1.77M headroom | 3.51% | 2.45% | SuppliableBorrowableCollateral |
| ftUSD | Ethereum | $1.43M | $50.0K | $1.38M | $206.6K15.0% of available | 3.50% | $1.50M$72.7K headroom | $500.0K$450.0K headroom | 0.07% | 1.91% | SuppliableBorrowableCollateral |
| USDT | Ethereum | $1.37M | $222.9K | $1.15M | $230.1K20.0% of available | 16.23% | $9.99M$8.62M headroom | $2.00M$1.78M headroom | 2.86% | 3.41% | SuppliableBorrowableCollateral |
| WETH | Ethereum | $1.34M | $0.00 | $1.34M | $66.8K5.0% of available | 0.00% | $1.83M$493.3K headroom | $182.8K$182.8K headroom | 1.60% | 1.00% | SuppliableBorrowableCollateral |
| FT | Ethereum | $2.9K | $0.00 | $2.9K | $2.9K100.0% of available | 0.00% | $0.00$0.00 headroom | $0.10$0.10 headroom | 0.00% | 6.00% | SuppliableNot borrowableNot collateral |
| wstETH | Ethereum | $0.00 | $0.00 | $0.00 | $0.00 | 0.00% | $680.6K$680.6K headroom | $2.3K$2.3K headroom | 0.00% | 1.00% | SuppliableNot borrowableCollateral |
| USDC | Sonic | $671.9K | $279.1K | $392.8K | $137.5K35.0% of available | 41.54% | $10.00M$9.33M headroom | $749.9K$470.8K headroom | 2.65% | 6.39% | SuppliableBorrowableCollateral |
| wS | Sonic | $507.8K | $203.6K | $304.3K | $62.9K20.7% of available | 40.09% | $1.27M$764.5K headroom | $203.6Kfully drawn | 1.64% | 4.08% | SuppliableBorrowableCollateral |
| ftUSD | Sonic | $107.2K | $0.00 | $107.2K | $5.4K5.0% of available | 0.00% | $2.00M$1.89M headroom | $10.0K$10.0K headroom | 0.00% | 1.50% | SuppliableBorrowableCollateral |
| stS | Sonic | $92.7K | $0.00 | $92.7K | $4.6K5.0% of available | 0.00% | $218.5K$125.8K headroom | $0.0273$0.0273 headroom | 0.00% | 1.00% | SuppliableNot borrowableCollateral |
| USSD | Sonic | $25.0K | $4.0K | $21.0K | $1.1K5.0% of available | 15.89% | $2.00M$1.97M headroom | $0.9997fully drawn | 0.54% | 3.37% | SuppliableBorrowableCollateral |
| WBTC | Sonic | $8.3K | $29.72 | $8.3K | $414.975.0% of available | 0.36% | $626.8K$618.5K headroom | $62.7K$62.7K headroom | 0.00% | 1.03% | SuppliableBorrowableCollateral |
| FT | Sonic | $1.5K | $0.00 | $1.5K | $1.5K100.0% of available | 0.00% | $0.00$0.00 headroom | $0.10$0.10 headroom | 0.00% | 6.00% | SuppliableNot borrowableNot collateral |
| WETH | Sonic | $603.69 | $98.94 | $504.75 | $23.284.6% of available | 16.39% | $1.83M$1.83M headroom | $183.2K$183.1K headroom | 0.37% | 2.26% | SuppliableBorrowableCollateral |